We have years of expertise in the Remortgage market
We will be able to tell you if you are able to shift your mortgage without penalty.
Anywhere between 3 months and 6 months is a suitable timescale and allows you plenty time to prepare.
With access to over 28,000 individual mortgage rates, we can tell you within minutes if there is a better rate on the market.
If you know you are coming to the end of your fixed or tracker rate period, we recommend starting to look at your options at least 4 months in advance. Some mortgage lenders can take several weeks so the more time we have to prepare, the best chance we will have of getting you the rate available. Similarly, if you are time restricted and are coming to the end of your initial rate imminently, we can help you to identify the available rates with the speediest lender to make sure you don’t go on to that variable rate. Our aim is always to improve your rate as quickly as possible.
The cost of home improvements and employing contractors and builders can be very high. Often the cheapest way to borrow is against your property and we can discuss if this is the correct avenue for you. You can borrow for as little as a new front door to a full extension and anywhere in between.
Consolidating your debts can often be a way to get your finances under control again under one manageable payment. Many people run up debts through everyday living and personal circumstances and we can discuss whether consolidating your debt into your mortgage is the most suitable advice.
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