group your debts together
Consolidate debt means using the equity you've built up in your property to release yourself from debt.
reduce your debt
One of the most popular ways for people to settle debts to multiple creditors is to opt for a form of consolidation.
is it right for me
We will always be happy to discuss the various options and avenues that are open to you when it comes to debt support.
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01

Reduce your credit cards

High interest rates on credit cards can mean you are never repaying any of the debt and only paying the interest each month.

02

Pay off loans

High monthly payments on loans can eat into your monthly affordability

03

Pay off car finance

Expensive car finance deals can be reduced where suitable.

04

Clear other debts

Debts can be incorporated into your mortgage to become one manageable monthly repayment.

DEBT CONSOLIDATION

A debt consolidation mortgage can be used to pay off various debts and other finance

When looking for a better rate on your mortgage, you may want to consider consolidating some debts to further improve your monthly expenditure. We can discuss with you some suitable options. For example, if you have a 0% deal on your credit card, the best solution is likely to leave that where it is if managed correctly each month. However, if you are on a higher rate for your loans or credit cards and you are starting to see that these are not reducing sufficiently each month then consolidating them onto your mortgage may be your most appropriate route.

Our expert team will help you make the right choice by working out your potential savings each month so you can then decide, with confidence, if consolidating the debts into your mortgage is the right option for you.

With our access to a massive suite of over 90 lenders and 12,000 mortgage products, we can quickly identify the best rate for you from our huge range. We also have access to exclusive product ranges that are otherwise not available on the high street, you may find that the deal saves you more than you thought each month.

Our friendly expert team will guide you through the debt consolidation process and find the option that is right for you.

Debt consolidation doesn’t have to be difficult. We can assess your circumstances and provide you with quotes. We can also typically provide you with a lending decision with 24 hours. Why not give us a call today and see what we can do for you?

HOW MUCH WILL MY EXTRA BORROWING COST?

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Remortgages

Improve your current deal

Did you know by leaving your mortgage after it comes to the end of your initial rate can cost many unnecessary thousands of pounds in interest? By simply switching your mortgage to a lower rate, it is possible to knock 10’s of thousands of pounds in interest charges from your mortgage throughout your mortgage lifetime.

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Remortgages

Home Improvements

The cost of home improvements and employing contractors and builders can be very high. Often the cheapest way to borrow is against your property and we can discuss if this is the correct avenue for you. You can borrow for as little as a new front door to a full extension and anywhere in between.

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Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Trusted Mortgage Experts…

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Evelyn Leigh
Evelyn Leigh
03/03/2022
Fantastic service. Stisi group even work in the evenings on your behalf to submit your application. So impressed with Chris and Emma. Thank you so much for making this whole process effortless.
Francesca Marcia
Francesca Marcia
26/01/2022
I was trying to buy a second property and I am so glad Chris, William and Lorraine helped me. Chris recommendation were great, he was extremely helpful and professional, he responded to all my questions and I never had to wait for his emails. He kept me updated during the whole process. William was a star, he followed up weekly and kept me updated on all the progresses of my mortgage application, he reassured me constantly when I was worried and made sure to get in touch after my shift at work to keep me in the loop of everything. The service I received was great. I highly recommend Stisi Group.
Victoria Harper
Victoria Harper
07/01/2022
5* service from Ross and the team as always. Stisi Group have managed our portfolio for many years and I wouldn't go anywhere else. Highly recommend.
Isaac Pringle
Isaac Pringle
16/12/2021
As a First Time Buyer the entire process of gaining a mortgage and buying your first home can be daunting and scary. Ross and the team made the whole process super simple for me and my partner, answering all of our questions and going above and beyond to make sure we understood everything involved. On top of that they got us a fantastic deal we would never have been able to get ourselves! Would highly recommend!
NTina Doryforou
NTina Doryforou
07/09/2021
Our mortgage is offered after just 10 days from when we started communicating with the Stisi group. Very friendly and effective brokers. Thank you for your help and support!
Paula Murphy
Paula Murphy
04/08/2021
The exceptional service that I received from Chris Usher during the entire mortgage application was impressive and truly appreciated. From beginning to end Chris was informative, extremely thorough and so helpful. Both Chris and his colleague Lorraine Brown responded quickly and efficiently to any questions I had. My mortgage application went through smoothly and quickly and I could not have asked for better service. I would highly recommend Chris and the team to anyone looking for a mortgage - so professional and dedicated to excellent customer service. My relocation was so stress free and smooth!
Iva Mayer
Iva Mayer
17/04/2021
Absolutely amazing service.Being first time buyers in new country we really didn't know where to start. From the day 1 Craig was super helpful and patient , answerd all our questions and sorted out all problems during the process. Thank you so much!
Gary Blackwood
Gary Blackwood
08/04/2021
Outstanding service. Always available to answer questions and take the time to explain what is going on. As a business owner they have done better than any company I have spoken to before about getting a mortgage. I highly recommend the Stisi group and honestly given the level of service I would give them more than 5 stars if I could.
Matt Armstrong-Ford
Matt Armstrong-Ford
31/01/2021
Friendly, polite and incredibly efficient.

STISI GROUP

Stisi Group is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) Limited who are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House,
Dundas Street, Edinburgh, EH3 5DQ. Registered in Scotland Number: SC463175.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.

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