Buying a new build property can be an exciting experience and with the vast array of new build mortgage options it has never been a better time to start looking for that shiny new dream home.
Great timing
New build properties can sell very quickly, even before a spade has hit the ground. Make sure you know your limits and budget so you don’t miss out.
Lots of options
From location and site to various Government schemes, you have lots of options but which one is right for you? Let us take you through the maze and array of options most suitable to you.
Many lenders place stricter criteria on mortgages for new‑build properties, but we offer solutions with deposits starting from as little as 5%. From making your initial offer right through to completion, our dedicated team of new‑build experts will support you every step of the way.
House builders will typically ask for an upfront reservation fee to secure the property. Deposit requirements can vary between developer. You may also be required to exchange contracts within 28 days, so we’ll work with you to identify the most suitable lender who can meet your timescales.
Mortgage offers generally last between 3–6 months, but some new‑build homes take longer to complete. Because of this, it’s important to maintain a strong credit position while you wait, as the lender may choose to reassess your application if the build exceeds the offer period. Our team will ensure you have all the information you need so you can focus on the excitement of your new home.
We liaise daily with lenders and solicitors on your behalf, helping to keep everything on track and ensuring you can relax while we work to secure your new‑build property with minimal fuss. Speak to one of our new‑build specialists today and discover how we can support you.
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