Poor Credit Mortgage
Even if you have had issues with bad credit in the past, you could still be able to get a mortgage.
We have built up specialist knowledge in this area and will be able to offer practical advice to guide you in obtaining a mortgage product that is suitable for your circumstances.
01.
Improveyour credit rating.
If you have a low credit rating there are several things you can do to start improving your score. We have built up specialist knowledge in this area and will be able to offer practical tips and advice.
02.
Identify themost suitable lender.
Even if you have had issues with bad credit in the past, you could still be able to get a mortgage. We use the latest in sourcing and criteria technology to source from over 90 lenders.
03.
Makingit possible.
Even if we are unable to find the proper solution for you now, we can give you guidance and set out a plan of do’s and don’ts for the future.
Poor Credit Mortgages
We recognise life doesn’t always run smoothly and lifechanging events can often leave you in a different financial circumstance that can affect your ability to pay your mortgage or other commitments. Often this will lead you to think there is nothing that can be done.


With the previous financial crash and downturn in the economy, many people found themselves in a position of credit unworthiness.
We have a highly experienced and dedicated mortgage team who deal with poor credit applications that can expertly identify solutions for you. Whether you are looking to get onto the property ladder, release funds from your mortgage to clear some debts or make that long awaited home improvement. We are here and ready to help.
We have helped many clients who have had previous credit issues with a wealth of different scenarios. This may be that you have had:

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

We help many clients every year who have had or still have a CCJ. There are many lenders who are happy to consider your circumstances.

We help many clients every year who have had or still have an IVA. There are many lenders who are happy to consider your circumstances.

We help many clients every year who have had or still have a Trust Deed. There are many lenders who are happy to consider your circumstances.

We can talk through your circumstances and speak to all lenders who consider all circumstances so don’t worry if you have had your wages arrested in the past or present.

We help many clients every year who have had or still have a debt management plan. There are many lenders who are happy to consider your circumstances.

Clients often think it’s the end of the line if they have been bankrupt in the past. This is not the case. We can talk you through all of the options available to you and create a plan of action to get you where you need to be.

Lenders can often take a dim view of you if you have a low credit score. We can identify any issues in advance and ensure we pick the correct lender for you, avoiding any future credit score damage.
We find them.
Poor credit team.
We have experience.

We will work tirelessly to get you a solution from a vast range of different mortgage products by assessing your credit file, understanding the circumstances within which you had payment difficulties and through our experience and available options, we are highly confident we can find the right solution for you.
We take a sympathetic and understanding approach to getting your mortgage and have a good relationship with lenders who will take an understanding view of your circumstances. Why not call one of our poor credit mortgage experts today and find out what we can do for you.