Poor Credit Mortgage

Even if you have had issues with bad credit in the past, you could still be able to get a mortgage.

We have built up specialist knowledge in this area and will be able to offer practical advice to guide you in obtaining a mortgage product that is suitable for your circumstances.

Get in touch today...

01.

Improve your credit rating.

If you have a low credit rating there are several things you can do to start improving your score. We have built up specialist knowledge in this area and will be able to offer practical tips and advice.

02.

Identify the most suitable lender.

Even if you have had issues with bad credit in the past, you could still be able to get a mortgage. We use the latest in sourcing and criteria technology to source from over 90 lenders.

03.

Making it possible.

Even if we are unable to find the proper solution for you now, we can give you guidance and set out a plan of do’s and don’ts for the future.

poor credit mortgages

We recognise life doesn’t always run smoothly and lifechanging events can often leave you in a different financial circumstance that can affect your ability to pay your mortgage or other commitments. Often this will lead you to think there is nothing that can be done.

With the previous financial crash and downturn in the economy, many people found themselves in a position of credit unworthiness.

We have a highly experienced and dedicated mortgage team who deal with poor credit applications that can expertly identify solutions for you. Whether you are looking to get onto the property ladder, release funds from your mortgage to clear some debts or make that long awaited home improvement. We are here and ready to help.

SPEAK TO ONE OF OUR EXPERTS

We can help find the solution that is right for you

We have helped many clients who have had previous credit issues with a wealth of different scenarios. This may be that you have had:

Missed or late payments

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

CCJ's

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

IVA's

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

Trust deeds

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

Wage arrestments

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

Debt management plans

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

Bankruptcy

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

Low credit score

It’s not the end of the world and may not be as bad as you think. We can still help you find a high street lender.

Solutions.
We find them.

Dedicated.
Poor credit team.

Experts.
We have experience.

These can all contribute to your inability to get a mortgage freely.

We will work tirelessly to get you a solution from a vast range of different mortgage products by assessing your credit file, understanding the circumstances within which you had payment difficulties and through our experience and available options, we are highly confident we can find the right solution for you.

We take a sympathetic and understanding approach to getting your mortgage and have a good relationship with lenders who will take an understanding view of your circumstances. Why not call one of our poor credit mortgage experts today and find out what we can do for you.

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

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STISI GROUP

Stisi Group is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) Limited who are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House,
Dundas Street,Dunbar

, EH3 5DQ. Registered in Scotland Number: SC463175.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.

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Contact Details

Tel: 0131 510 1240
Email: [email protected]

Address: 52 Wilson Place,
Dunbar,
Scotland,
EH42 1GG