Building & Contents Insurance Cover

Need Buildings and Contents cover?

Whilst mortgage protection is to some, negotiable, buildings insurance cover is made mandatory by your mortgage provider.

Get in touch today...

Do you know if you need Buildings and Contents cover?

Whilst mortgage protection is to some, negotiable, buildings insurance cover is made mandatory by your mortgage provider.

Buildings and Contents Insurance Cover

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair

The reason for this is that the lender seeks to protect their security. The benefits to you are that you have the security of knowing that you are protected in the event of a major incident such as a fire or theft.

With the average house now being ever more populated with high value items, would you be able to replace all these items in the event of either of the above?

Buildings and Contents insurance cover guards you against this. And means that if the worst happens, you are not worrying about how you will replace all the items you worked so hard to buy.

The cover is generally split into two areas of buildings and contents insurance. Buildings cover covers the actual structure of your home from the brick walls through to the roof. It can guard against fire, flood, storm and burst pipes, to name but a few.

Accidental damage is also a popular option which one of our expert team can talk over with you.

Contents cover typically relates to anything that is not tied down in the property. For example, electrical goods, jewellery and items of value that can be removed from within the home.

The cover you need

In terms of the amount of cover you need, this will cover the rebuild cost of the home so in the event it was destroyed you would be covered up to the rebuild cost of the property. The rebuild cost will typically be within the valuation report of your property so we will help you to make sure you have adequate cover to protect your home.

Buildings and Contents Insurance Cover

The cover is generally split into 3 areas of buildings and contents insurance

Buildings Cover

Covers the actual structure of your home, from the brick walls through to the roof and can guard against, fire, flood, storm and burst pipes to name but a few.

Accidental Damage

Accidental damage is also a popular option which one of our expert team can talk over with you. It will help protect your treasured items.

Contents Cover

This typically relates to anything that is not tied down in the property, so electrical goods, jewellery and items of value that can be removed from within the home.

GET COVER FOR YOUR BUILDING AND ITS CONTENTS

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

Trusted Mortgage Experts…

On social networks

    
 
 
        
   Evelyn Leigh 
 03/03/2022
 
 
  Fantastic service. Stisi group even work in the evenings on your behalf to submit your application. So impressed with Chris and Emma. Thank you so much for making this whole process effortless.
  
 
       
   Francesca Marcia 
 26/01/2022
 
 
  I was trying to buy a second property and I am so glad Chris, William and Lorraine helped me. Chris recommendation were great, he was extremely helpful and professional, he responded to all my questions and I never had to wait for his emails. He kept me updated during the whole process. William was a star, he followed up weekly and kept me updated on all the progresses of my mortgage application, he reassured me constantly when I was worried and made sure to get in touch after my shift at work to keep me in the loop of everything. The service I received was great. I highly recommend Stisi Group.
  
 
       
   Victoria Harper 
 07/01/2022
 
 
  5* service from Ross and the team as always. Stisi Group have managed our portfolio for many years and I wouldn't go anywhere else. Highly recommend.
  
 
       
   Isaac Pringle 
 16/12/2021
 
 
  As a First Time Buyer the entire process of gaining a mortgage and buying your first home can be daunting and scary. Ross and the team made the whole process super simple for me and my partner, answering all of our questions and going above and beyond to make sure we understood everything involved. On top of that they got us a fantastic deal we would never have been able to get ourselves! Would highly recommend!
  
 
       
   NTina Doryforou 
 07/09/2021
 
 
  Our mortgage is offered after just 10 days from when we started communicating with the Stisi group. Very friendly and effective brokers. Thank you for your help and support!
  
 
       
   Paula Murphy 
 04/08/2021
 
 
  The exceptional service that I received from Chris Usher during the entire mortgage application was impressive and truly appreciated.  From beginning to end Chris was informative, extremely thorough and so helpful.  Both Chris and his colleague Lorraine Brown responded quickly and efficiently to any questions I had.  My mortgage application went through smoothly and quickly and I could not have asked for better service.  I would highly recommend Chris and the team to anyone looking for a mortgage - so professional and dedicated to excellent customer service. My relocation was so stress free and smooth!
  
 
       
   Iva Mayer 
 17/04/2021
 
 
  Absolutely amazing service.Being first time buyers in new country we really didn't know where to start. From the day 1 Craig was super helpful and patient , answerd all our questions and sorted out all problems during the process. Thank you so much!
  
 
       
   Gary Blackwood 
 08/04/2021
 
 
  Outstanding service. Always available to answer questions and take the time to explain what is going on. As a business owner they have done better than any company I have spoken to before about getting a mortgage. I highly recommend the Stisi group and honestly given the level of service I would give them more than 5 stars if I could.
  
 
       
   Matt Armstrong-Ford 
 31/01/2021
 
 
  Friendly, polite and incredibly efficient.

STISI GROUP

Stisi Group is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) Limited who are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House,
Dundas Street,Dunbar

, EH3 5DQ. Registered in Scotland Number: SC463175.

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Mortgage advisers of the year 2023 - Scotland

Excellence award winners in 2023

We are thrilled to announce that our business has been named “Mortgage Advisers of

L Sorman of Moray

We aim to ask clients to describe what’s happening at each of the. Key

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOANS SECURED ON IT.

Trusted Mortgage Experts.

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Tel: 0131 510 1240
Email: [email protected]

Address: 52 Wilson Place,
Dunbar,
Scotland,
EH42 1GG

Building & Contents Insurance Cover

Need Buildings and Contents cover?

Whilst mortgage protection is to some, negotiable, buildings insurance cover is made mandatory by your mortgage provider.

Get in touch today...

Do you know if you need Buildings and Contents cover?

Whilst mortgage protection is to some, negotiable, buildings insurance cover is made mandatory by your mortgage provider.

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair

The cover you need

Buildings and Contents Insurance Cover

The cover is generally split into 3 areas of buildings and contents insurance

Buildings Cover

Accidental Damage

Contents Cover

GET COVER FOR YOUR BUILDING AND ITS CONTENTS

Excellence award winners in 2023

L Sorman of Moray

Follow Us On

Information

Contact Details

We provide excellent mortgage advice.

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