Excellence award winners in 2023
We are thrilled to announce that our business has been named “Mortgage Advisers of
We can help you with your stand alone Buy to Let property or your more complex portfolio. Speak to one of our experts.
If you are planning on purchasing a new holiday home or just looking for a better rate, our advisers are on hand to help.
It has changed a lot over the last few years for BTL owners with more than 4 properties now being classified as “portfolio landlords”. This has led to some mortgage lenders pulling away from the market and others bringing in more stringent rules. These rules include, capping the amount of lending or reducing the amount of properties that you can buy with that lender.
We have years of expertise in the BTL mortgage market
We take the hard work out of your BTL’s so you can focus on what’s important, making profit. Whether you are an existing BTL landlord with a growing portfolio or a first time landlord taking your first tentative steps into the BTL arena, we have the expertise to guide you through the process smoothly and efficiently and will guide you on the benefits and pitfalls of interest only versus repayment. We will also cover the varying different mortgage products on offer and how to maximise the amount of borrowing if you are looking to build your portfolio and release cash from your existing properties.
Through our years of experience, we can help portfolio landlords source available lenders to grow their portfolios or similarly find the suitable products for a first time buy to let landlord. Other scenarios we can assist with are turning your existing property into a BTL and moving into a new property (Let to Buy).
Whilst rates would normally start with a 25% deposit, we have access to a wide range of products and some with as little as a 20% deposit. Chat to one of our BTL experts today and find the deal that is right for you.
Mortgage Lenders
Mortgage Products
late working nights
Cups of Coffee
Lenders have different rules and specific products and contracts for a mortgaged property. If you are going to both stay in it and rent it. Let us help you obtain the appropriate mortgage contract and ensure you are not breaking any rules.
get in touch
Evelyn Leigh03/03/2022Fantastic service. Stisi group even work in the evenings on your behalf to submit your application. So impressed with Chris and Emma. Thank you so much for making this whole process effortless.Francesca Marcia26/01/2022I was trying to buy a second property and I am so glad Chris, William and Lorraine helped me. Chris recommendation were great, he was extremely helpful and professional, he responded to all my questions and I never had to wait for his emails. He kept me updated during the whole process. William was a star, he followed up weekly and kept me updated on all the progresses of my mortgage application, he reassured me constantly when I was worried and made sure to get in touch after my shift at work to keep me in the loop of everything. The service I received was great. I highly recommend Stisi Group.Victoria Harper07/01/20225* service from Ross and the team as always. Stisi Group have managed our portfolio for many years and I wouldn't go anywhere else. Highly recommend.Isaac Pringle16/12/2021As a First Time Buyer the entire process of gaining a mortgage and buying your first home can be daunting and scary. Ross and the team made the whole process super simple for me and my partner, answering all of our questions and going above and beyond to make sure we understood everything involved. On top of that they got us a fantastic deal we would never have been able to get ourselves! Would highly recommend!NTina Doryforou07/09/2021Our mortgage is offered after just 10 days from when we started communicating with the Stisi group. Very friendly and effective brokers. Thank you for your help and support!Paula Murphy04/08/2021The exceptional service that I received from Chris Usher during the entire mortgage application was impressive and truly appreciated. From beginning to end Chris was informative, extremely thorough and so helpful. Both Chris and his colleague Lorraine Brown responded quickly and efficiently to any questions I had. My mortgage application went through smoothly and quickly and I could not have asked for better service. I would highly recommend Chris and the team to anyone looking for a mortgage - so professional and dedicated to excellent customer service. My relocation was so stress free and smooth!Iva Mayer17/04/2021Absolutely amazing service.Being first time buyers in new country we really didn't know where to start. From the day 1 Craig was super helpful and patient , answerd all our questions and sorted out all problems during the process. Thank you so much!Gary Blackwood08/04/2021Outstanding service. Always available to answer questions and take the time to explain what is going on. As a business owner they have done better than any company I have spoken to before about getting a mortgage. I highly recommend the Stisi group and honestly given the level of service I would give them more than 5 stars if I could.Matt Armstrong-Ford31/01/2021Friendly, polite and incredibly efficient.
STISI GROUP
Stisi Group is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) Limited who are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House,
Dundas Street,Dunbar
, EH3 5DQ. Registered in Scotland Number: SC463175.
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LATEST NEWS
We are thrilled to announce that our business has been named “Mortgage Advisers of
Tel: 0131 510 1240
Email: [email protected]
Address: 52 Wilson Place,
Dunbar,
Scotland,
EH42 1GG
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