From the most simple, to the most complex
A significant property investment
Holiday Let Mortgages
Rent out your property for Airbnb
AirBNB Buy to Let Mortgages
Complex Buy to Let

We can help you with your stand alone Buy to Let property or your more complex portfolio. Speak to one of our experts.

Holiday Let Mortgages

If you are planning on purchasing a new holiday home or just looking for a better rate, our advisers are on hand to help.

AirBNB Buy to Let Mortgages

Make sure you have a suitable AirBNB mortgage by giving us a call. Normal buy to let mortgages don’t allow you to let your property on an AirBNB basis..

The Buy to Let (BTL) mortgage

It has changed a lot over the last few years for BTL owners with more than 4 properties now being classified as “portfolio landlords”. This has led to some mortgage lenders pulling away from the market and others bringing in more stringent rules. These rules include, capping the amount of lending or reducing the amount of properties that you can buy with that lender.

Speak to us about a Buy to Let Mortgage
We have years of expertise in the BTL mortgage market

Stisi Group will guide you through every stage of your Buy to Let investment

We take the hard work out of your BTL’s so you can focus on what’s important, making profit. Whether you are an existing BTL landlord with a growing portfolio or a first time landlord taking your first tentative steps into the BTL arena, we have the expertise to guide you through the process smoothly and efficiently and will guide you on the benefits and pitfalls of interest only versus repayment. We will also cover the varying different mortgage products on offer and how to maximise the amount of borrowing if you are looking to build your portfolio and release cash from your existing properties.

Through our years of experience, we can help portfolio landlords source available lenders to grow their portfolios or similarly find the suitable products for a first time buy to let landlord. Other scenarios we can assist with are turning your existing property into a BTL and moving into a new property (Let to Buy).

Whilst rates would normally start with a 25% deposit, we have access to a wide range of products and some with as little as a 20% deposit. Chat to one of our BTL experts today and find the deal that is right for you.

Complex Buy to Let

So many changes in the industry have made it difficult for landlords to keep up with the new rules and legislation. We can help make sense of the best route for your investments.

Holiday Let Mortgages

Lenders have different rules and specific products and contracts for a mortgaged property. If you are going to both stay in it and rent it. Let us help you obtain the appropriate mortgage contract and ensure you are not breaking any rules.

AirBNB Buy to Let Mortgages

Don’t fall foul of the rules or law by renting out your property on an AirBNB basis when you have a normal residential or buy to let mortgage. Let us at Stisi Group make sure you have the correct mortgage contract.

There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.