Excellence award winners in 2023
We are thrilled to announce that our business has been named “Mortgage Advisers of
HOME IMPROVEMENTS
Whether you are looking to raise a small amount for a new kitchen or bathroom or looking to raise significant funds for a larger home improvement project our team of experienced mortgage experts will help you find the product type that is right for you. Adding value and space to your home doesn’t need to be an expensive endeavour and at Stisi Group, we will take the hassle out of the this so you can focus on the work that you want to do.
Something we see with increased regularity is clients who have been on long term rates coming to the end of those rates.
Then actually being able to raise funds that will either be at the same monthly cost or less whilst adding on funds to do that long-awaited home improvement project.
We help many clients fund their home improvement projects and we will be happy to discuss your requirements in depth. We offer full advice from more than 90 mortgage providers and more than 12,000 mortgage products and will ensure you are obtaining the proper product for your project.
We can discuss incorporating any savings you have into our advice.
Many people grossly underestimate the cost of home improvements so we always recommend you have a suitable quotation for the works you are looking to get carried out.
Double glazing makes your home more energy efficient, as well as more secure. Most buyers will appreciate this although if you have an older property there may be value in keeping the original windows as a feature. You may also face restrictions if you live in a conservation area, so check with your local council before you do any work.
Kitchens and bathrooms get a lot of use, so they can quickly become shabby. They’ll also be a focal point for new buyers. Adding new appliances in the kitchen and utility areas can give them confidence that everything will run smoothly when they move in. And a shiny new bathroom suite adds a memorable ‘wow’ factor.
An extra bedroom, basement flat or even a conservatory can all increase your home’s value but they need careful consideration. Dividing up space to create new bedrooms may make your property more appealing to families but not if it means making other existing rooms uncomfortably small. Loft conversions are popular as they can be relatively cheap. Whatever you decide, make sure the cost of the work doesn’t outweigh the extra value you add to your home.
While it won’t add as much value as larger works, a new coat of paint in a neutral colour can give the house a fresh, clean feel. If you have a bit more budget, you could also update.
Adding value and space to your home doesn’t need to be an expensive endeavour.
Having a good idea of the end cost and are you comfortable that the new mortgage is affordable. Our expert team will discuss several options with you and make sure that you are mortgage ready for your new exciting improvements.
We always recommend getting quotations for the work you would like to get carried out
Did you know by leaving your mortgage after it comes to the end of your initial rate can cost many unnecessary thousands of pounds in interest? By simply switching your mortgage to a lower rate, it is possible to knock 10’s of thousands of pounds in interest charges from your mortgage throughout your mortgage lifetime.
Consolidating your debts can often be a way to get your finances under control again under one manageable payment. Many people run up debts through everyday living and personal circumstances and we can discuss whether consolidating your debt into your mortgage is the most suitable advice.
get in touch
Evelyn Leigh03/03/2022 Fantastic service. Stisi group even work in the evenings on your behalf to submit your application. So impressed with Chris and Emma. Thank you so much for making this whole process effortless. Francesca Marcia26/01/2022 I was trying to buy a second property and I am so glad Chris, William and Lorraine helped me. Chris recommendation were great, he was extremely helpful and professional, he responded to all my questions and I never had to wait for his emails. He kept me updated during the whole process. William was a star, he followed up weekly and kept me updated on all the progresses of my mortgage application, he reassured me constantly when I was worried and made sure to get in touch after my shift at work to keep me in the loop of everything. The service I received was great. I highly recommend Stisi Group. Victoria Harper07/01/2022 5* service from Ross and the team as always. Stisi Group have managed our portfolio for many years and I wouldn't go anywhere else. Highly recommend. Isaac Pringle16/12/2021 As a First Time Buyer the entire process of gaining a mortgage and buying your first home can be daunting and scary. Ross and the team made the whole process super simple for me and my partner, answering all of our questions and going above and beyond to make sure we understood everything involved. On top of that they got us a fantastic deal we would never have been able to get ourselves! Would highly recommend! NTina Doryforou07/09/2021 Our mortgage is offered after just 10 days from when we started communicating with the Stisi group. Very friendly and effective brokers. Thank you for your help and support! Paula Murphy04/08/2021 The exceptional service that I received from Chris Usher during the entire mortgage application was impressive and truly appreciated. From beginning to end Chris was informative, extremely thorough and so helpful. Both Chris and his colleague Lorraine Brown responded quickly and efficiently to any questions I had. My mortgage application went through smoothly and quickly and I could not have asked for better service. I would highly recommend Chris and the team to anyone looking for a mortgage - so professional and dedicated to excellent customer service. My relocation was so stress free and smooth! Iva Mayer17/04/2021 Absolutely amazing service.Being first time buyers in new country we really didn't know where to start. From the day 1 Craig was super helpful and patient , answerd all our questions and sorted out all problems during the process. Thank you so much! Gary Blackwood08/04/2021 Outstanding service. Always available to answer questions and take the time to explain what is going on. As a business owner they have done better than any company I have spoken to before about getting a mortgage. I highly recommend the Stisi group and honestly given the level of service I would give them more than 5 stars if I could. Matt Armstrong-Ford31/01/2021 Friendly, polite and incredibly efficient.
STISI GROUP
Stisi Group is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) Limited who are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House,
Dundas Street,Dunbar
, EH3 5DQ. Registered in Scotland Number: SC463175.
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LATEST NEWS
We are thrilled to announce that our business has been named “Mortgage Advisers of
Tel: 0131 510 1240
Email: [email protected]
Address: 52 Wilson Place,
Dunbar,
Scotland,
EH42 1GG
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