Your Monthly Mortgage Update – March 2025
Dear Reader, I hope this blog finds you well. As part of my commitment to
HOME IMPROVEMENTS
Whether you are looking to raise a small amount for a new kitchen or bathroom or looking to raise significant funds for a larger home improvement project our team of experienced mortgage experts will help you find the product type that is right for you. Adding value and space to your home doesn’t need to be an expensive endeavour and at Stisi Group, we will take the hassle out of the this so you can focus on the work that you want to do.
Something we see with increased regularity is clients who have been on long term rates coming to the end of those rates.
Then actually being able to raise funds that will either be at the same monthly cost or less whilst adding on funds to do that long-awaited home improvement project.
We help many clients fund their home improvement projects and we will be happy to discuss your requirements in depth. We offer full advice from more than 90 mortgage providers and more than 12,000 mortgage products and will ensure you are obtaining the proper product for your project.
We can discuss incorporating any savings you have into our advice.
Many people grossly underestimate the cost of home improvements so we always recommend you have a suitable quotation for the works you are looking to get carried out.
Double glazing makes your home more energy efficient, as well as more secure. Most buyers will appreciate this although if you have an older property there may be value in keeping the original windows as a feature. You may also face restrictions if you live in a conservation area, so check with your local council before you do any work.
Kitchens and bathrooms get a lot of use, so they can quickly become shabby. They’ll also be a focal point for new buyers. Adding new appliances in the kitchen and utility areas can give them confidence that everything will run smoothly when they move in. And a shiny new bathroom suite adds a memorable ‘wow’ factor.
An extra bedroom, basement flat or even a conservatory can all increase your home’s value but they need careful consideration. Dividing up space to create new bedrooms may make your property more appealing to families but not if it means making other existing rooms uncomfortably small. Loft conversions are popular as they can be relatively cheap. Whatever you decide, make sure the cost of the work doesn’t outweigh the extra value you add to your home.
While it won’t add as much value as larger works, a new coat of paint in a neutral colour can give the house a fresh, clean feel. If you have a bit more budget, you could also update.
Adding value and space to your home doesn’t need to be an expensive endeavour.
Having a good idea of the end cost and are you comfortable that the new mortgage is affordable. Our expert team will discuss several options with you and make sure that you are mortgage ready for your new exciting improvements.
We always recommend getting quotations for the work you would like to get carried out
Did you know by leaving your mortgage after it comes to the end of your initial rate can cost many unnecessary thousands of pounds in interest? By simply switching your mortgage to a lower rate, it is possible to knock 10’s of thousands of pounds in interest charges from your mortgage throughout your mortgage lifetime.
Consolidating your debts can often be a way to get your finances under control again under one manageable payment. Many people run up debts through everyday living and personal circumstances and we can discuss whether consolidating your debt into your mortgage is the most suitable advice.
get in touch
STISI GROUP
Stisi Group is a trading name of Clear Mortgage Solutions Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau Limited (Derby) Limited who are authorised and regulated by the Financial Conduct Authority.
Clear Mortgage Solutions Limited. Registered Office: 114 Centrum House,
Dundas Street,Dunbar
, EH3 5DQ. Registered in Scotland Number: SC463175.
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Dear Reader, I hope this blog finds you well. As part of my commitment to
We are thrilled to announce that our business has been named “Mortgage Advisers of
Tel: 0131 510 1240
Email: [email protected]
Address: 52 Wilson Place,
Dunbar,
Scotland,
EH42 1GG
