Can I still take out life insurance if I’m covered through my employer?
The answer is yes. Many employers offer a death in service benefit, but you are entitled to take out a separate plan if you wish to do so. Some employers will also give you free accident and sickness insurance sometimes up to 6 or 12 months.
What type of Insurance cover is available?
We offer various types of protection. Here a list of ways we can ensure you keep your home if the worst happens: Life Insurance Critical illness cover Serious illness cover Accident & Sickness cover Family income benefit Redundancy cover Buildings & Contents insurance It’s not necessary that all apply to you. Once we know more […]
I’ve heard that Insurance companies will do whatever they can to avoid paying out. Is this true?
Contrary to popular belief, this couldn’t be further from the truth. Insurance companies actively seek ways to make sure they can pay your insurance out when the times comes. It’s not good press for the insurance company otherwise. The number one reason insurance companies do not pay out is non-disclosure on the application. If you […]
Will the government not help me out if I can’t pay for my mortgage when I’m off work?
Unfortunately, the government only offer a minimal amount of assistance for a short period of time by way of Statutory Sick Pay which is £92.05* for 28 weeks. There may be some other help available which are means tested and very variable. We will always discuss protecting your income with you as part of our […]
How much does it cost for insurance?
The cost of insurance varies based on many factors. The main factors that come into play are things like your age, smoker status, health including BMI and of course how much insurance you actually require for your needs. We will happily make some appropriate recommendations on the most appropriate types of polices that you will […]
